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Help: nMP vs. MP vs. iMac

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Hi Folks,

Long time lurker here, but am currently facing a dilemma that (finally) forced me to register. Like many people I am considering buying a nMP... but probably for the wrong reasons. I haven't found this dilemma anywhere else on the forum, hence another thread about this, sorry!

Now:
I currently own a late 2012 27" iMac, my first desktop after having used many MacBooks. I enjoy the screen, the overall speed and design. On the other hand, it bothers me that it is an all-in-one deal... the idea that when 'something' might break (e.g. screen, Fusion drive, GPU) the entire computer would become virtually useless and/or I would lose my computer for a longer period of time for repairs scares the **** out of me. :(

(I realise this now because my iMac has a small screen problem -a scratch on the inside of the screen- but I simply 'accept' this because when I would return the iMac to have this fixed, I will lose my computer for weeks (I live in the EU, not many apple stores nearby anyway), not acceptable)

Uses:
First off, I am not a video editor. I use my iMac as the main media-server for the entire house (movies/audio), email, pages/word, some Xcode, regular photoshop and the occasional game (simcity, diablo, no FPS). I suppose I'm your typical iMac user.

Needs:
  • need for a computer that I can 'fix', iMac is unacceptably unfixable.
  • need ample storage (internally or externally, doesn't matter much).
  • need good GPU (bye bye - Mac mini).

The dilemma:
I am actually willing to spend some serious money. My computer is important to me: I work from home and use the same computer for home-use quite intensively so I am willing to pay good money, for good stuff. A custom built windows PC is not a road I am willing to take.

So the only thing I can come up with is buying a nMP (far to powerful, no need for many cores - but somewhat repairable/upgradeable), an old MP (lots of storage/upgradeability - but also bulky and power hungry) or just stick with the iMac and pray nothing goes wrong over time.

Please help? Am I missing an option?

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